Contact Wendy, a top selling Towne Realty Group agent at 973-204-0100 or at Wendydrucker.com
You made such a difference in my life The thought of selling my house loomed very heavily on my shoulders.I had no idea where to start. Sara Miller Read Quote > View All Quotes >
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About the Maplewood, New Jersey Area 
Maplewood is a favorite destination for people who want a great commute to New York City, a charming downtown and a strong sense of community. Residents prize diversity in terms of outlook, interests and people. The 30 minute train ride from Midtown Manhattan makes this the perfect destination for buyers coming from NYC, Hoboken, Jersey City and other areas of the city.
Once buyers discover Maplewood for themselves they share their discovery with friends and family and often encourage their move here as well.The commute from Maplewood to New York City is served by the NJ Transit bus and rail lines. The Midtown Direct Service has made the commute to midtown Manhattan easy, fast and convenient. Newark Airport is another bonus being only fifteen minutes away.
Maplewood is also close to two major hospitals, St. Barnabas and Overlook. Recreation activites abound as well. There are six parks and playgrounds, a municipal pool, a YMCA and access to the South Mountain Reservation.
Some Maplewood statistics: Maplewood 2004-2007 Land area: 3.8 sq. mi. . Population: 23,868 Housing count: 8,615
Maplewood County Club is a wonderful local treasure  It's my job to know EVERYTHING about Maplewood! Ask me any question. Or request a FREE information package. There's no obligation, and I promise to get back to you quickly... 
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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What famous Art Deco skyscraper is decorated with eagle hood ornaments, hubcaps and abstract images of cars?
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New York's Chrysler Building, designed by architect William Van Alen in 1930, was one of the first buildings composed of stainless steel over a large surface area.
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Wendy Drucker Towne Realty Group 511 Millburn Avenue Shorts Hills, NJ 07078 Tel: 973-376-8300 Fax: 973-532-0204 Cell: 973-204-0100 Email: Wendy@WendyDrucker.com
I am an expert in the towns that I serve and love what I do. My financial background from my Wall Street Bond Trading days serve me well in power negotiating. As an involved resident who has lived in town for many years, I bring you my unique insight into the local markets. 
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